Finance Your Investment

Depending on whether you already have a portfolio of investment properties (and therefore numerous loans) or if this is your first property purchase, there are a number of regulations and restrictions that you need to be aware of up-front.

Primarily, you need to prove to lenders that your income has been stable for the last 2 years (on average) so that they can be sure that you can make steady repayments. Generally speaking in Australia, lenders will provide you with a maximum loan of 80% of the value of the property that you are looking to buy, regardless of the number of properties you already own. It is possible to increase the loan to 95% of the value of the property if you take out Lenders Mortgage Insurance.

Mortgages in Australia offer various options for you to choose from, including the choice between an Interest Only or Principal & Interest Repayments loan, a variable or fixed interest rate and no lock in periods (except for fixed interest rate loans). Generally the loan term for all investment loans is 30 years.

Through our extensive network of affiliate organisations, IQIWA has access to all major lenders in WA. We will connect you with our wide broker network so there’s no need for you to do the running around. At IQIWA, we want to ensure that the entire property purchase experience is hassle free, so just sit back and allow our professional finance brokers to do the work for you.

Contact us today for more information or to speak to one of our expert finance brokers through our vast referral network.

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